NC A&T ยท Financial Aid AI ยท Hack NCAT 2026

Financial aid answers.
Instantly.

No hold music. No email chains. No three-day wait. AggieAid gives every Aggie direct, intelligent access to their financial aid โ€” powered by Claude AI.

$6,813
NCAT In-State Tuition / Year
1 in 3
HBCU Students Cite Aid Confusion
<3 sec
AggieAid Response Time
$0.01
Cost Per AI Conversation
34,000%
Potential ROI
Live Demo

Ask anything about
your financial aid.

Powered by Claude AI โ€” trained on NCAT's actual financial aid policies. Toggle to Advisor View to see human oversight in action.

A

AggieAid Assistant

NCAT Office of Financial Aid

Claude AI
Online
AggieAid
Hey Aggie! I'm here to answer your financial aid questions instantly โ€” no hold music, no waiting. What do you need to know?
Why is my aid lower this semester?
General questions answered instantly. Account-specific cases are escalated to a verified NCAT advisor.
Advisor Dashboard โ€” Financial Aid Office
Human oversight portal ยท Spring 2026
94%
AI Resolved
3
Need Review
127
Today
AM
Amara Mitchell
"Why was my housing aid removed mid-semester?"
Urgent 2 min ago
JW
Jordan Williams
"My SAP appeal was submitted 3 weeks ago โ€” no response"
Pending 1 hr ago
KT
Kayla Thompson
"I'm Pell eligible but aid wasn't applied โ€” account shows balance"
Review 3 hrs ago
DH
Darius Henderson
"When does Spring 2026 aid disburse?"
AI Resolved Today
SJ
Simone Jackson
"What is the SAP GPA requirement at NCAT?"
AI Resolved Today
AI handles routine questions. Advisors review every escalation before responding.
Why It Matters

Built for the question
you were afraid to ask.

01 โ€” The Gap
3 days
That's how long it takes to get a financial aid answer at most HBCUs. AggieAid makes it 3 seconds.

The average Aggie calls, emails, or visits the office and waits. AggieAid is available at 11pm on a Sunday โ€” when the question actually hits.

02 โ€” AI Essential
Not a gimmick. Actually needs AI.

Only AI can give every student a personalized, NCAT-specific answer at scale. A chatbot with scripts can't handle the nuance of financial aid. Claude can.

03 โ€” Human Loop
Advisors promoted, not replaced.

Right now advisors answer the same 10 questions all day. AggieAid handles those so advisors focus on students who actually need them.

05 โ€” First-Gen First
Built for students who don't know what they don't know.

First-gen students don't know the right questions to ask. AggieAid meets them where they are โ€” plain language, no jargon, no assumptions. In any language Claude supports (50+).

"I didn't drop out. I just didn't understand what I owed."

โ€” A real reason HBCU students don't return. AggieAid makes sure no Aggie ever says it.

How It Works

Input โ†’ AI โ†’ Action โ†’ Human Oversight

Input
Student authenticates & asks

Students log in via NCAT's existing SSO โ€” same as Banner and Blackboard. Once verified, they ask any financial aid question in plain language.

AI โ€” Claude
Pulls from NCAT knowledge base

Claude processes the question against NCAT's financial aid policy documents. Generates a personalized, accurate, plain-language response. Never guesses.

Action
Instant answer or smart escalation

General questions answered in under 3 seconds. Complex cases โ€” appeals, holds, account disputes โ€” auto-create a ticket with full conversation context.

Human Oversight
Advisor reviews every escalation

Advisors see the full AI conversation, add context, and respond. AI never makes final decisions on sensitive matters. Human always closes the loop.

This pays for itself.

Adjust the sliders to see the real return on investment for NCAT.

Fixed Costs
NCAT In-State Tuition/Year $6,813
Claude API cost / conversation ~$0.01
Vercel hosting / month $0

Projected Impact โ€” Per Semester

Tuition Recovered
$34,065
From retained students ร— $3,406/semester
Total API Cost
$45
Based on daily conversations ร— 90 days
Return on Investment
75,700%
Tuition recovered vs. total operating cost
Trust & Safety

Built secure from day one.

Security isn't a phase 2 feature. It's foundational.

๐Ÿ”
SSO Authentication First

Students authenticate via NCAT's existing SSO before accessing any account-specific information โ€” the same system used for Banner and Blackboard. No new credentials, no new risk.

๐Ÿ›๏ธ
FERPA Compliant by Design

Students access their own records โ€” the same way they do on Banner today. AggieAid doesn't store or transfer student data. It queries NCAT's systems in real time, answers, and closes the connection.

๐Ÿง 
Claude's Built-In Safety

Claude AI has enterprise-grade safety by Anthropic. It won't hallucinate financial advice, won't make up policy, and flags uncertainty rather than guessing. When it doesn't know โ€” it says so and escalates.

๐Ÿ‘ค
Human Always Closes the Loop

No AI decision is final on sensitive matters. Every appeal, every hold, every account dispute is reviewed by a real NCAT financial aid advisor before any action is taken.

This doesn't die on Monday.

Three phases. Clear milestones. Real path to scale.

1
Months 1โ€“6 โ€” Pilot
Free pilot with NCAT Financial Aid Office

One advisor. 50 students. One semester. Track tickets resolved by AI vs. escalated to humans. Measure student satisfaction and retention rate. Zero cost to NCAT โ€” Claude free tier covers it.

Cost to NCAT: $0
2
Year 1 โ€” Institutionalize
Present retention data. Secure operating budget.

If 10 students are retained that semester, NCAT recovers $34,065 in tuition. We request $5,000/year operating budget to cover API costs and maintenance. That's a 680% return before scaling.

Projected ROI: 680%+
3
Year 2โ€“3 โ€” Scale to UNC System
NCAT is the pilot. 17 UNC schools are the market.

Pitch the UNC System Office to license AggieAid across every campus. Howard, Spelman, Morehouse โ€” every HBCU has this exact problem. We prove it at A&T first. Everything after that is growth.

Total addressable market: Every HBCU in America
UNCF
A Mind Is a Terrible Thing to Wasteยฎ
United Negro College Fund ยท Partner Vision

AggieAid is the missing
piece of the UNCF mission.

"UNCF invests in the education of students and the strengthening of HBCUs. But a student who loses aid access mid-semester can't be strengthened โ€” they disappear."

The gap AggieAid closes

UNCF provides over $100 million in scholarships annually to HBCU students. But scholarship dollars alone don't retain students โ€” information does.

A student can have a full UNCF scholarship and still stop out because they didn't understand a financial hold, missed a verification deadline, or couldn't get an answer in time.

AggieAid closes that last-mile gap. It ensures that every dollar UNCF invests in a student actually reaches them โ€” by making sure no student loses their seat over a question that went unanswered.

๐ŸŽ“
Scholarship Retention

UNCF scholarships require students to maintain enrollment and academic progress. AggieAid ensures students understand exactly what they need to do to keep their award โ€” before they lose it.

๐Ÿ“Š
Data for UNCF Partners

AggieAid generates anonymized data on what financial questions HBCU students ask most. UNCF can use this to identify systemic gaps and design better support programs across all 37 member schools.

๐ŸŒ
Scale Across All HBCUs

UNCF represents 37 private HBCUs. AggieAid pilots at NC A&T, proves retention impact, then UNCF becomes the distribution channel to deploy it across every member institution simultaneously.